Category Archive for "Musings" | John Rothe | Portfolio Manager, Quant, Tech Geek, And Sometime Superhero To My Kids

Top Characteristics of the Millionaire Next Door

By the latest estimation of Spectrem Group, a research firm studying affluent and high net worth investors, it has more than ever before. In 2015, the U.S. had 10.4 million households with assets of $1 million or greater, aside from their homes. That represents a 3% increase from 2014. Impressively, 1.2 million of those households were worth between $5 million and $25 million.

How did these people become rich?

Volatility Is Not Risk

  Lately, I keep hearing discussions about how low volatility in the stock market is. It's not without some merit, though. Volatility has been very low this summer: But let's not confuse volatility with risk.   What is risk? To the conservative investor, risk is a negative. To the opportunistic investor, risk is a factor to tolerate and accept. Whatever the perception of risk, ...

The Things Most Likely to Kill Us

  What are the major risks to our lives? If we look at the statistics of what claims lives, some of our collective fears look unfounded. According to the Centers for Disease Control’s most recent tally, 614,438 Americans died of heart disease in 2014, and another 591,699 from cancer. Chronic lower respiratory diseases (not including the flu ...

Will Car Adaptors Be The Next Must Have Gadget?

  Will these plug-in adaptors become the next big thing? These devices look like an oversized USB thumb drive and plug into the On-Board Diagnostics (OBD-II) port found in most cars made after 1996. Some of these adaptors are already integrating with smart phones via a Bluetooth connection. This may open up a whole new market for app programmers. Next ...

The Economy Is Sluggish Because Of You And Me

This past week the Fed has been making the news with speculation of a rate hike, and once again Janet Yellen and gang are stuck between a rock and a hard place.

Investors are so “keyed in” that any rise in rates will be a mistake. But what the Fed actually does or doesn’t do is not the problem we face here in the US.
The problem is you and me.

Understanding The Investment Needs of Non-Profits

As non-profit organizations grow, they also need to grow and preserve wealth. In accepting donations to fund their operations and programs, they realize they cannot rely on fundraising alone. They decide to invest, and they turn to financial professionals for input.

Because non-profits exist to carry out particular missions, their investment preferences may differ from those of individuals. A non-profit may shy away from investing in certain companies because of what they represent. Additionally, some types of investment vehicles may clash with a non-profit organization’s image.

2016: Don’t Listen To Wall Street This Year

    Investors have been faced with extremely volatile markets this year. As a result, investors have been looking for guidance -- from news outlets like CNBC, and Wall Street strategists. However, as 2008 has shown us, this may not be the best approach for investors to take...   The Problem With Wall Street's Predictions For years, BusinessWeek magazine’s last issue ...